Year: 2021
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R&D Insurance and Financial Services – Winter Contest
We want to help you celebrate the holidays. Just leave us a review on Google, and email a screenshot of your review to info@rdfs.ca. One lucky winner will receive a winter prize pack, consisting of some fun fall items. Hopefully we’ve earned 5 stars from you – and if we haven’t, feel free to reach…
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Budgeting for the Holidays
Be mindful with money this season! Along with holiday joy come holiday bills, to avoid a sleigh-size tab, plan ahead to save money and maximize the payoff.
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Renewing your mortgage
Did you know? Close to 70 percent of mortgages never make it to the end of their term! This means that, for a variety of reasons, homeowners are ending their mortgages early. However, that still leaves a solid 30 percent of home buyers who keep their mortgage until the term is up and it is…
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A quick guide to your best short-term financing options
Short-term financing – credit or loans that are designed to be paid off in a short period of time – can be a useful financial tool in a variety of different situations, such as:
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5 Tips for DIY Home Staging
Getting a home ready for sale or lease is a big job on its own. For some, the thought of staging your home may be overwhelming. Realtors may offer this service as part of their package, but if not, don’t worry, it’s easy to do it yourself with a little inspiration.
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What is Title Insurance and Your Questions Answered
Title insurance can easily seem like another unnecessary add-on to the already complicated and costly process of buying a house, but nothing could be further from the truth. It can help speed up the process of closing on your new home, while protecting you and your heirs against a variety of unforeseen and expensive risks.…
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Canadian Inflation Rate Rises Again
Today’s release of the September Consumer Price Index (CPI) for Canada showed year-over-year (y/y) inflation rising from 4.1% in August to 4.4%, its highest level since February 2003. Excluding gasoline, the CPI rose 3.5% y/y last month.
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How to Sell Your Home Virtually
In the time of COVID, another obstacle has been added to the process of selling your home: being unable to have potential buyers physically visit your property. Even if you are able to invite people inside, the rules and restrictions can turn off potential buyers from visiting. Luckily, we also live in an era when…
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What Are My Options if the Bank Says No?
There’s Always an Alternative. When it comes down to getting approved for a mortgage, there are a lot of factors and not everyone will qualify. But many of you might be asking “what are my options if the bank says no?“ When conventional lenders (such as banks or credit unions) deny mortgage financing, it can…
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10 Mortgage Mistakes
Whether it is your first house or you’re moving to a new neighborhood, getting approved for a mortgage is exciting! However, even if you have been approved and are simply waiting to close, there are still some things to keep in mind to ensure your efforts are successful.