5 Mortgage Approval Roadblocks
When in the process of buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”.
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Getting Your Down Payment Down
A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal.
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What a Piggy Bank Just Won’t Do
You’ve reached a point in life where your job is going well, and you find yourself not only out of debt, but with some room for savings. You might start wondering, where should I put this money that will not only be safe for the future, but also grow? That’s when you’ll probably start hearing about TFSAs (Tax Free Savings Account) and RRSPs (Registered Retirement Savings Plan).
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5 Credit Card Mistakes to Avoid
In our everyday life, we spend so much on bills and other financial expenses that we feel like a superhero when we wonder how we have managed to keep things together. One of the ways you can stay afloat and not drown in expenses is by having a credit card account. A credit account is a type of account that allows you to borrow money from your account to cover your monthly expenses.
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