RRSP Deadline – March 1st 2022
Don’t forget this important deadline! RRSP contributions for the 2021 tax year are due by March 1, 2022.
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New Year Contest
We want to help you get 2022 off to a hreat start! Just leave us a review on Google, and email a screenshot of your review to info@rdfs.ca. One lucky winner will receive a winter prize pack, consisting of some fun fall items.
Hopefully we’ve earned 5 stars from you – and if we haven’t, feel free to reach out to us before submitting your review and we would be glad to help.
Click the link below, and you should see our Google business profile in your search results. From there you can leave a review. If you need more help, just email info@rdfs.ca. Thank you!
R&D Insurance and Financial Services on Google
Renting vs Buying – What You Need to Know!
When it comes to the Canadian housing market, there are lots of options for where to live! From renting an apartment to owning a single-family home, it all comes down to where you see yourself living and what you can afford! The beauty is, there is no right or wrong answer when it comes to renting versus buying but let’s break down the pros and cons of both and hopefully help you to decide which is best for you!
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First Time Home Buyer Guide
Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up thinking of a white picket fence and our dream home. Even if you imagined your dream home as a 6-bedroom mansion, we all have to start somewhere!
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How to Save With a Variable Mortgage
When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends.
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Refinancing Your Home
One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. However, in some cases you cannot wait until the term is up. In fact, roughly six out of ten homeowners with the standard five-year fixed rate mortgage break their terms within three years.
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