By R&D Financial

New Year Contest

We want to help you get 2022 off to a hreat start! Just leave us a review on Google, and email a screenshot of your review to One lucky winner will receive a winter prize pack, consisting of some fun fall items.

Hopefully we’ve earned 5 stars from you – and if we haven’t, feel free to reach out to us before submitting your review and we would be glad to help.

Click the link below, and you should see our Google business profile in your search results. From there you can leave a review. If you need more help, just email Thank you!

R&D Insurance and Financial Services on Google

renting vs buying - what you need to know - first time home buyers - r and d insurance and financial services
By R&D Financial

Renting vs Buying – What You Need to Know!

When it comes to the Canadian housing market, there are lots of options for where to live! From renting an apartment to owning a single-family home, it all comes down to where you see yourself living and what you can afford! The beauty is, there is no right or wrong answer when it comes to renting versus buying but let’s break down the pros and cons of both and hopefully help you to decide which is best for you!

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refinancing your home - r and d insurance and financial services - 1200px
By R&D Financial

Refinancing Your Home

One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. However, in some cases you cannot wait until the term is up. In fact, roughly six out of ten homeowners with the standard five-year fixed rate mortgage break their terms within three years.

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