Tag: financial planning
-
Should I Switch to a Fixed Rate Mortgage?
Don’t Be in a Hurry to Ditch Your Variable Rate Just Yet. The Bank of Canada’s interest rate increase of 0.5% — the largest single rate increase in decades – may have sent variable rate mortgage holders into a panic. We’ve already had many clients contact us, asking what rates are likely to do in…
-
Credit Card Debt is Your Worst Financial Enemy
A credit card account is tempting as you can get whatever you want on credit as long as it is within your limit. But if you’re not careful, it can turn into a problem.
-
How To Build An Effective Financial Plan
Set Your Goals A financial plan is about managing what you have in the best possible way, to help you achieve savings and retirement goals. Therefore, it is good to outline what you are saving for. You should be exact on why you have a plan and why you are saving for it.
-
5 Ways to Reach Your Retirement Goals
Reaching Your Retirement Goals Retirement – finally you get the chance to tap into your nestegg and enjoy the next phase of your life. You can make it, with the right plan.
-
How to Find The Right Financial Advisor
A financial plan is a strategy to help you attain your life goals. With a financial plan, you can effectively manage your cashflow and other recurring financial responsibilities with the aim of putting you in a better financial position to attain your set financial goals. A good financial plan should include provisions for your debts,…
-
The Importance of Being Realistic About Your Finances
The term “keeping up with the Joneses” has been used for years to describe the desire to match the lifestyle of the people around you. While this expression historically referred to neighbours and close friends; today keeping up with Joneses means keeping up with the whole world… and we have social media to thank.