Are you looking to save for the future while getting a tax break? TFSAs and RRSPs both offer tax advantages that can help you reach your saving and investment goals. But which one is right for you?
Read more “TFSA vs. RRSP: What’s the Difference?”A tax-free savings account (TFSA) lets you save extra cash for just about anything. TFSAs are highly flexible and can be used for rainy-day savings, a new home or retirement.
Read more “Six Important TFSA Questions Answered”
Don’t forget this important deadline! RRSP contributions for the 2021 tax year are due by March 1, 2022.
Read more “RRSP Deadline – March 1st 2022”
When it comes to the Canadian housing market, there are lots of options for where to live! From renting an apartment to owning a single-family home, it all comes down to where you see yourself living and what you can afford! The beauty is, there is no right or wrong answer when it comes to renting versus buying but let’s break down the pros and cons of both and hopefully help you to decide which is best for you!
Read more “Renting vs Buying – What You Need to Know!”
Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up thinking of a white picket fence and our dream home. Even if you imagined your dream home as a 6-bedroom mansion, we all have to start somewhere!
Read more “First Time Home Buyer Guide”
One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. However, in some cases you cannot wait until the term is up. In fact, roughly six out of ten homeowners with the standard five-year fixed rate mortgage break their terms within three years.
Read more “Refinancing Your Home”
Be mindful with money this season! Along with holiday joy come holiday bills, to avoid a sleigh-size tab, plan ahead to save money and maximize the payoff.
Read more “Budgeting for the Holidays”
Did you know? Close to 70 percent of mortgages never make it to the end of their term! This means that, for a variety of reasons, homeowners are ending their mortgages early. However, that still leaves a solid 30 percent of home buyers who keep their mortgage until the term is up and it is time to renew!
Read more “Renewing your mortgage”
Short-term financing – credit or loans that are designed to be paid off in a short period of time – can be a useful financial tool in a variety of different situations, such as:
Read more “A quick guide to your best short-term financing options”
Title insurance can easily seem like another unnecessary add-on to the already complicated and costly process of buying a house, but nothing could be further from the truth. It can help speed up the process of closing on your new home, while protecting you and your heirs against a variety of unforeseen and expensive risks. It offers cost-effective, long-term, powerful protection, but there’s a great deal to know about it.
Read more “What is Title Insurance and Your Questions Answered”