Category: Financial Services
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Canadian Inflation Rate Rises Again
Today’s release of the September Consumer Price Index (CPI) for Canada showed year-over-year (y/y) inflation rising from 4.1% in August to 4.4%, its highest level since February 2003. Excluding gasoline, the CPI rose 3.5% y/y last month.
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What a Piggy Bank Just Won’t Do
You’ve reached a point in life where your job is going well, and you find yourself not only out of debt, but with some room for savings. You might start wondering, where should I put this money that will not only be safe for the future, but also grow? That’s when you’ll probably start hearing…
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Moving On Up!
Life is constantly changing from your career to your family as we climb up the ladder of life. With these life changes, your current home may no longer be working for you. Whether you’re cramped in your tiny apartment or have a little one on the way, it may be time to look at moving…
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The Mortgage Financing Process
The number one question for any potential homebuyer or someone new to the mortgage process is “what does this process entail?”. The following is a simple outline to give you an idea of the process and help you understand what to expect as you embark on your home buying journey!
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Are You Ready for Home Ownership?
While most people know the main things they need to buy a home, such as stable employment and enough money for a down payment, there are a few other factors that may help you realize you’re ready – perhaps even earlier than you thought! In fact, there are four main things that can help you…
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How to Create a Portfolio for the Long Run
The concept of investing is no longer just for the wealthy; nearly everyone has one form or another of investments tucked away somewhere. Even some newborns come into this world with investments!
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Truth Bombs: The Reality of Mortgage Penalties
When it comes to mortgages, rates aren’t the only thing that matters. With approximately 6 out of 10 mortgages being broken within the first 3 years, it is important to understand the reality of mortgage penalties.
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5 Things to Consider When Building Your Own Home
Building a home can be an exciting adventure and is the ultimate way to customize your home. You can purchase a new home from a builder, or do a complete custom build. Regardless of which path you choose, this journey isn’t always easy – to ensure the best possible experience, here are 5 important things…
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Credit Card Debt is Your Worst Financial Enemy
A credit card account is tempting as you can get whatever you want on credit as long as it is within your limit. But if you’re not careful, it can turn into a problem.
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How To Build An Effective Financial Plan
Set Your Goals A financial plan is about managing what you have in the best possible way, to help you achieve savings and retirement goals. Therefore, it is good to outline what you are saving for. You should be exact on why you have a plan and why you are saving for it.